Skip to content Skip to footer
Specialist property & asset finance

OUR SERVICES

Clear, strategic finance solutions across residential, commercial, and specialist lending.

Whole-of-market advice for complex circumstances

Mortgages & Specialist Finance

Comprehensive mortgage solutions for homeowners, landlords, and specialist cases. We advise across residential, buy-to-let, and non-standard lending, supporting self-employed clients, portfolio landlords, high-net-worth individuals, and those with complex income or credit profiles.

Our whole-of-market access ensures each recommendation is tailored, competitive, and aligned with your wider financial strategy.

Fast, flexible funding when timing matters

Bridging & Refurbishment Finance

Short-term finance designed to keep transactions moving. From auction purchases and chain breaks to refurbishments and development exits, bridging finance provides speed, flexibility, and certainty when conventional lending falls short.

We arrange both regulated and unregulated facilities, advising on structure, exit strategy, and cost from the outset to ensure bridging is used effectively and responsibly.

Funding for owner-occupied and investment property

Commercial & Landlord Finance

Finance solutions for commercial property owners and investors, covering acquisitions, refinances, restructuring, and portfolio growth. We support owner-occupiers, landlords, and mixed-use investors across retail, office, industrial, and specialist commercial assets.

Each facility is structured to balance cash flow, leverage, and long-term value.

Structured funding for projects at every stage

Development & Construction Finance

Funding solutions for residential and commercial developments, from smaller projects through to larger multi-unit schemes. We work with developers to structure finance that aligns with build stages, cash flow, and exit strategy.

Development exit finance can also be arranged where required, providing flexibility as projects complete or sales progress.

Bespoke funding for high-value assets

Asset Finance

Tailored finance for high-value and specialist assets, including yachts, marine assets, and other complex purchases. We work with specialist lenders to structure facilities that reflect asset type, usage, and ownership structure.

Our approach ensures discretion, efficiency, and clarity throughout the process.

Protecting projects, assets, and lending arrangements

Insurance & Risk Protection

Specialist insurance solutions designed to support property and asset finance. From lender-required cover to project-specific and asset protection, we help mitigate risk and safeguard investments.

Insurance advice is integrated into the wider funding strategy to ensure compliance, continuity, and peace of mind.

What we do

Creating long-term value with entrepreneurial intelligence! Our main goal is growth.

Specialist Property Finance Solutions

Your home is at risk if you fail to keep up payments on your mortgage or any other loans secured against it.

Buy to Let mortgages and Commercial Lending are not usually regulated by the Financial Conduct Authority.

Sarah Irons trading as Property Finance HQ is an Appointed Representative of New Leaf Distribution Limited, which is authorised and regulated by the Financial Conduct Authority (FCA number 460421).

Property Finance HQ Ltd (Company Number 16670822) is an Appointed Representative of New Leaf Distribution Limited, which is authorised and regulated by the Financial Conduct Authority (FCA number 460421).

Registered Office:
Ovgar Port, 11a Panorama Road, Sandbanks, Poole, Dorset, BH13 7RA

The guidance and/or advice contained within this website is subject to the UK regulatory regime and is therefore intended for consumers based in the United Kingdom.

Your home may be repossessed if you do not keep up repayments on your mortgage or any other loans secured against it. Buy to let mortgages are not usually regulated by the Financial Conduct Authority.

Privacy Policy & Complaints Procedure
© 2026 Property Finance HQ Ltd. All rights reserved.